Best Cd Rate April 2024. Rates of 5% or more are available on terms up to 3 years. The best cd rates in the country are 5.65% from mutualone bank, 5.55% from newtek bank, and two offers of 5.50%.

Some banks even offer different cd types, like a cd where. By opening a cd today, you can lock in a great apy and protect your savings from potential rate drops.